Welcome, to Southern
Choice Insurance!
Are You Properly Protected?
Life moves fast — let us make sure you’re covered for whatever comes your way.
At Southern Choice Insurance Agency, we take a personalized approach to insurance because no two people, families, or businesses are quite the same. Whether you need Home, Auto, Business, or Flood coverage, we’re here to find you the right fit at a price that makes sense. Insurance can feel overwhelming, but it doesn’t have to. We’re a friendly, local team that takes the time to get to know you and make sure you walk away with coverage you actually understand and trust.
When you choose Southern Choice, you’re not just getting a policy — you’re getting a team that’s in your corner.
Insurance Services
At Southern Choice Insurance, we provide a wide array of policies to ensure you are covered from every angle.
You can relax knowing that you are working with a team that has:
- Quality Commitment
- Knowledgeable Insight
- Honesty & Dependability
Home Insurance
A little extra peace of mind for the place where life happens. Protecting your home and everything that makes it yours.
Auto Insurance
Confidence for every mile, so you can focus on the road ahead knowing you’re covered along the way.
Flood Insurance
Because some things are beyond our control. Thoughtful protection to help you weather the unexpected.
Business Insurance
Support for the work you’ve built with care—helping safeguard your business, your team, and your future.
Insurance Services
At Southern Choice Insurance, we provide a wide array of policies to ensure you are covered from every angle.
Home Insurance
Extra peace of mind for the place where life happens. Protecting your home and everything that makes it yours.
Business Insurance
Support for the work you’ve built with care—helping safeguard your business, your team, and your future.
Auto Insurance
Confidence for every mile, so you can focus on the road ahead knowing you’re covered along the way.
Flood Insurance
Because some things are beyond our control. Thoughtful protection to help you weather the unexpected.
Home Insurance
Extra peace of mind for the place where life happens. Protecting your home and everything that makes it yours.
Business Insurance
Support for the work you’ve built with care—helping safeguard your business, your team, and your future.
Auto Insurance
Confidence for every mile, so you can focus on the road ahead knowing you’re covered along the way.
Flood Insurance
Because some things are beyond our control. Thoughtful protection to help you weather the unexpected.
Learn More About Our Insurance Services
Business Insurance
SOUTHERN CHOICE INSURANCE AGENTS YOU CAN TRUST IN CARENCRO, LA
Having the right Business Policies is very important because they protect you, your business, and your employees! We offer General Liability, Workers Compensation, Business Property Liability, Etc. Get in touch with Southern Choice Insurance Agency today! Clients from and around Lafayette, LA can call us at (337) 565-2039 to get a sample business insurance quote.
Auto Insurance
YOU WON’T FIND BETTER AUTO INSURANCE AGENTS IN CARENCRO, LA
With established relationships with numerous carriers, let us put together the Auto Insurance Coverage that fits not only your budget but your needs. Contact us to make an appointment with one of our experienced consultants and receive a free estimate. With Liability, Collision, & Comprehensive Insurance here in Carencro, LA we are waiting to help!
Flood Insurance
DISASTERS ARE INEVITABLE. WE’RE HERE FOR YOU.
It’s important to keep yourself protected. That is why Southern Choice Insurance Agency offers the best Flood Insurance in Carencro, La, to guarantee that you and your family can get the help that you need when disaster strikes. Contact one of our agents today to understand more about what we do and let us do all the work so you can relax for a change.
Home Insurance
HOME, MOBILE HOME, RENTERS, WE CAN HELP!
Homes are susceptible to extensive damage caused by storms, fires, floods, and other disasters. Homes should be protected with adequate insurance coverage. Southern Choice Insurance Agency is one of the best home insurance agencies in and near Carencro, LA. One reason clients continue to flock to us is that we’re very versatile. In fact, we can find you the perfect policy for your specific needs and demands. So if you want to protect your home, we promise we’re the ideal agents to help you.
Learn More About Our Insurance Services
Business Insurance
SOUTHERN CHOICE INSURANCE AGENTS YOU CAN TRUST IN CARENCRO, LA
Having the right Business Policies is very important because they protect you, your business, and your employees! We offer General Liability, Workers Compensation, Business Property Liability, Etc. Get in touch with Southern Choice Insurance Agency today! Clients from and around Lafayette, LA can call us at (337) 565-2039 to get a sample business insurance quote.
Auto Insurance
YOU WON’T FIND BETTER AUTO INSURANCE AGENTS IN CARENCRO, LA
With established relationships with numerous carriers, let us put together the Auto Insurance Coverage that fits not only your budget but your needs. Contact us to make an appointment with one of our experienced consultants and receive a free estimate. With Liability, Collision, & Comprehensive Insurance here in Carencro, LA we are waiting to help!
Flood Insurance
DISASTERS ARE INEVITABLE. WE’RE HERE FOR YOU.
It’s important to keep yourself protected. That is why Southern Choice Insurance Agency offers the best Flood Insurance in Carencro, La, to guarantee that you and your family can get the help that you need when disaster strikes. Contact one of our agents today to understand more about what we do and let us do all the work so you can relax for a change.
Home Insurance
HOME, MOBILE HOME, RENTERS, WE CAN HELP!
Homes are susceptible to extensive damage caused by storms, fires, floods, and other disasters. Homes should be protected with adequate insurance coverage. Southern Choice Insurance Agency is one of the best home insurance agencies in and near Carencro, LA. One reason clients continue to flock to us is that we’re very versatile. In fact, we can find you the perfect policy for your specific needs and demands. So if you want to protect your home, we promise we’re the ideal agents to help you.
Trusted Agents
Hi, I'm Heidi!
I was born and raised right here in Carencro, LA, so when I say Southern Choice Insurance Agency feels like home — I mean it. What started as a dream of owning my own agency has grown into something I’m truly proud of, and after 15+ years in the insurance industry, I’ve built this place on one simple belief: you deserve the right protection, explained by someone who actually cares.
At Southern Choice, we offer a wide range of products — from personal injury protection to business insurance — because life looks different for everyone, and your coverage should too. Whether you’re protecting your family, your car, or your livelihood, we’re here to make sure nothing important gets left uncovered.
When you walk through our door, expect to feel like a neighbor, not a number. Come on in — we’d love to help!
Common Questions
Do I have to come into the office to get a quote or purchase a policy?
Not at all! Everything can be handled over the phone from the comfort of your own home. Simply give us a call, and we’ll gather your information, find you the best quote, and get your policy set up — all without you ever having to step foot in our office!
What is full coverage on auto insurance?
“Full coverage” typically refers to a combination of liability, collision, and comprehensive insurance on your auto policy. Liability covers damages you cause to others, collision covers damage to your vehicle in an accident, and comprehensive covers non-collision events like theft, weather, or vandalism.
Does homeowners insurance cover flood damage in Louisiana?
Usually no. Standard homeowners policies typically exclude flood damage, so many Louisiana residents buy separate flood insurance.
Do I need flood insurance if I’m not in a flood zone?
Many people ask this because Louisiana experiences heavy rain, hurricanes, and storm surge. Even homes outside high-risk FEMA zones can flood.
What types of business insurance do I actually need?
Common coverages include general liability, commercial property, workers’ compensation, professional liability, cyber insurance, and commercial auto.
What affects my insurance rates in Louisiana?
Common factors include flood zone, roof age, credit history, claims history, parish location, and hurricane exposure.
Do independent contractors need business insurance?
Many freelancers and contractors buy liability or professional insurance because clients often require it.
What’s the difference between general liability and professional liability insurance?
General Liability covers bodily injury and property damage claims, while Professional Liability covers mistakes, negligence, or service-related errors.
Common Questions
Do I have to come into the office to get a quote or purchase a policy?
Not at all! Everything can be handled over the phone from the comfort of your own home. Simply give us a call, and we’ll gather your information, find you the best quote, and get your policy set up — all without you ever having to step foot in our office!
What is full coverage on auto insurance?
“Full coverage” typically refers to a combination of liability, collision, and comprehensive insurance on your auto policy. Liability covers damages you cause to others, collision covers damage to your vehicle in an accident, and comprehensive covers non-collision events like theft, weather, or vandalism.
Does homeowners insurance cover flood damage in Louisiana?
Usually no. Standard homeowners policies typically exclude flood damage, so many Louisiana residents buy separate flood insurance.
Do I need flood insurance if I’m not in a flood zone?
Many people ask this because Louisiana experiences heavy rain, hurricanes, and storm surge. Even homes outside high-risk FEMA zones can flood.
What types of business insurance do I actually need?
Common coverages include general liability, commercial property, workers’ compensation, professional liability, cyber insurance, and commercial auto.
What affects my insurance rates in Louisiana?
Common factors include flood zone, roof age, credit history, claims history, parish location, and hurricane exposure.
Do independent contractors need business insurance?
Many freelancers and contractors buy liability or professional insurance because clients often require it.
What’s the difference between general liability and professional liability insurance?
General Liability covers bodily injury and property damage claims, while Professional Liability covers mistakes, negligence, or service-related errors.
Testimonials
Check Out Our Spotlight!
We take pride in working with others in our community, and St. Landry Bank and Trust Company brought our story to life with this great spotlight!